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The Reality of RDAs

Fact: 97% of RDA money comes out of the city's general fund.

What do the Cities of San Bernadino, Mammoth Lakes, & Stockton have in common? All three cities follow RDA and the League of California Cities, all circumvented AB26, and all three went bankrupt within a year.

Tax revenue is collected for the basic needs and services of the community, not to fund the private sector. The League of California Cities and the RDA Association are not on the side of the people. They are lobbyist groups who's purpose is to divert money to themselves and their affiliates.

In 1945 California authorized Redevelopment Agencies (RDA's) to alleviate urban blight. Blight is defined by state law as a combination of physical and economic conditions – vacant buildings, declining property values, poverty, high crime rate – that would prevent private enterprise from developing the area.

In the beginning very few cities used RDA, now most California cities not only use but abuse RDA. Half of California cities claim between 11-30% blight and 20% of cities claim over 30% blight to acquire land for RDA. The entire city of Imperial Beach has been declared blight. Imperial Beach is 1 ½ miles of beach-front property in Southern California; Does that sound 'blight' to you?

Powers of RDA:

Eminent Domain – Once an area is declared blight the city has the right to exercise the powers of eminent domain. The League of California Cities considers the powers of eminent domain an 'important tool' and encourages city officials to declare areas of their city blight to obtain eminent domain powers.

Take Out Loans & Issue Bonds without Voter Approval – RDA's use a federal Community Development Block Grant to start a project, but the remainder of the funding comes from issuing debt. By declaring a city blight the city is able to side-step Prop 13 to take out loans and issue bonds without voter approval.

Funding of RDA:

RDA gives the impression that the money is from state or federal grants, but 97% of all RDA finances are funded by the city. RDAs receive the federal Community Development Block Grant (CDBG) to begin work, but all redevelopment activity is financed by taking out loans that the city backs with future property taxes.

Tax Increment Financing: When Prop 13 passed RDAs feared a limited money stream, so they lobbied for special property tax revenues. After an RDA area has been established all property tax increases – less 2% for inflation – goes entirely to RDA instead of being used for the basic needs of the city. In the case of Imperial Beach all of IB is declared blight so ALL property tax increases go to the RDA program. The payments to RDA last as long as there is debt outstanding, and RDAs no longer have plans to conclude their projects, so eminent domain remains on the properties.

Cost of RDAs:

We can see the results of RDAs in the bankruptcies of Stockton, San Bernadino, and Mammoth Lakes. RDA eats up $1.5 billion/year of our cities budgets in the State of California. The financial records of Imperial Beach shows the actual costs of RDA on a city.

97% of all RDA funding is from the city itself. Taxes are collected for the general needs of the community, not to fund the private sector. Originally an RDA project took about 2% of a city's budget, now RDAs are swallowing up to 30% of city budgets.

The bigger problem is that the cities are spending even more on RDA than they are acknowledging. Imperial Beach's RDA is 32% of the budget, but I also found $4 million spent on RDA that is being funneled through 'dump accounts'. The budgets of numerous city departments have 'ABC' accounts listed with their expenditures. The ABC accounts pad the departments' budget by as much as 25%. The ABC accounts on the IB Fire Department's $2.3 million budget is $450,000 – 19% of their budget is being padded with RDA costs and legal fees.

Legal Fees:

Google 'RDA' and you'll find dozens of lawsuits pending. The Imperial Beach Financial Report for the year ending 06/30/11 stated City Attorney Fees at $244,000 – but paid out over $500,000 defending RDA lawsuits. This year the City Attorney Fees are budgeted at $200,000, but have already spent $600,000. In 2011 the City of IB also cut two checks to the RDA Association to help pay for their legal fees.

Massive Payrolls:

Another similarity of every city that belongs to RDA and the League of California Cities is massive payrolls for the top elected and appointed officials. Mammoth Lakes has a population of 8,000 people yet the Comptrollers' 2010 report shows their City Manager's salary is $198,533; Assistant City Manager at $186,358; and Exec Assistant to the City Manager at $71,708; and Airport Director at $151,431.

What are the salaries of elected and appointed officials in the city of Imperial Beach? That is information the City refuses to disclose. The new budget shows the City Council and Appointed City Officials shifted half of their payrolls to RDA accounts to avoid the State Wage Limits. City elected and appointed officials are giving themselves multiple titles to double dip wages.

How To Tell If Your City Is RDA? Simply look at the City Council Agenda.

 

“..JOINT REGULAR MEETING OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO ACTING AS THE SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY, MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO ACTING AS THE SUCCESSOR HOUSING AGENCY TO THE REDEVELOPMENT AGENCY, AND MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO ACTING AS THE HOUSING AUTHORITY ..”

 

The Mayor and Council are hired to oversee the affairs of the City Employees and finances. It is a conflict of interest for council to belong to lobbyist organizations and to use tax payer dollars to fund lobbyists. 'Successor' RDA agencies are RDA on steroids. Their purpose is to shift as much money as possible from the city general fund to RDA regardless of the harm done to the city.

Our government functions on a system of checks and balances, but when city elected and appointed officials conspire together we have lost balance.

The League of California Cities lobbies every branch of city government. Their website lists departments for council, city managers, city attorneys, finance, city clerks, fire, police, & public works. The League nurtures a mentality in city officials that circumventing laws and putting their cities in debt with unnecessary construction projects and massive salaries is acceptable.

Circumventing wage laws and burdening cities with massive debt from unnecessary construction projects can no longer be acceptable in our State. We must close down RDAs and remove any elected or appointed officials associated with lobbyist organizations. Government officials are paid to work for the people, not to conspire against us.

Ophelia OBrien August 15, 2012 at 02:09 am
“What do the Cities of San Bernadino, Mammoth Lakes, & Stockton have in common? All three cities follow RDA and the League of California Cities, all circumvented AB26, and all three went bankrupt within a year.”
How, exactly, did these or any city “circumvent AB26”? ABx1 26, challenged and upheld by the courts, dissolved all redevelopment agencies in California. There is no “circumventing” the law, with the exception of enforceable obligations approved by the Agencies’ appointed successor Agency, Oversite Board AND the draconian Department of Finance, Redevelopment Agencies are done, there is no “circumventing.”
Ophelia OBrien August 15, 2012 at 02:10 am
The City of Stockton is going bankrupt because its RDA, under guidance of its elected officials, if massively overextended its bonding capacity. Bonding which is secured by future property tax increment that would be realized by the increased property taxes that would be generated by the properties improved within the redevelopment zone. When the housing values tanked (Stockton being one of the hardest hit areas in the nation) the tax increment that secured the bond debt were not enough to cover the debt service. Add in all the Council’s ill conceived grandiose plans for becoming a “destination” city along the delta…and it was a perfect storm. It should be noted that the housing downturn also affects the general fund, as while some property tax revenues go to the RDA, the baseline value at incorporation plus an annual increase, goes to the City’s general fund. When values of existing homes fall to 2001 levels, or below….that is a huge hit to a general fund. When residents, largely working class, lose their jobs, they are not shopping. No shopping = no sales tax, another general fund revenue hit. When the State takes the vehicle license fee and sends you an IOU, that is a hit to the general fund.
Ophelia OBrien August 15, 2012 at 02:10 am
San Bernadino is similar to Stockton, not all redevelopment, likely over leveraged with bond issues but also hit hard buy the implosion of the housing market and job losses associated with the recession.
The City of Mammoth Lakes filed for bankruptcy because it lost a $43 million dollar breach of contract judgment brought by a developer. “The town gave the developer the rights to build a hotel, residential and retail project near the local airport in exchange for making airport improvements. But the town backed out of the deal after the Federal Aviation Administration, which provided Mammoth Lakes with grants to improve the airport, objected to development nearby. The developer sued in 2006 for breach of contract and was eventually awarded a $30 million judgment. The town exhausted its legal appeals last year, and the amount has grown to $43 million.” While RDA funds may have been involved, Mammoth Lakes is going bankrupt because they rushed into development agreements without doing proper due diligence.
Ophelia OBrien August 15, 2012 at 02:11 am
“By declaring a city blight the city is able to side-step Prop 13 to take out loans and issue bonds without voter approval.” Prop 13, passed in 1978, limits the maximum annual value of increase in any ad valorem tax on real property to 1% of the full cash value and restricts annual increases to 2% per year. Redevelopment debt issuance, does not place an ad valorem tax on one’s property taxes. Issuance of a new tax or increase in an existing tax is required, under prop 218, to go to the voters for approval. Unless you mean the use of the Community Facilities District Act (Not an RDA act) commonly known as Mello Roos. “A Mello-Roos District is an area where a special property tax on real estate, in addition to the normal property tax, is imposed on those real property owners within a Community Facilities District. These districts seek public financing through the sale of bonds for the purpose of financing public improvements and services. These services may include streets, water, sewage and drainage, electricity, infrastructure, schools, parks and police protection to newly developing areas. The tax paid is used to make the payments of principal and interest on the bonds.” CFDA are not Redevelopment Agencies.
Too many areas in this post to refute, gonna stop here.
Libi Uremovic August 15, 2012 at 09:37 am
rda ass and the league of cali cities showed them how to side step ab26....the city of imperial beach passed ordinance 2011-1121 in which they state : " Passed unanimously by our Council to circumvent AB26 and California Wage Limits; Ordinance 2011- 1121 lists three pages of how our City Officials will defy any attempt to hold them accountable including Section 7: "...The Council hereby declares that it would have passed this Ordinance and every section, subsection, clause or phrase thereof, irrespective of the fact that any one or more sections, subsections, clauses or phrases be declared unconstitutional or invalid.."
Libi Uremovic August 15, 2012 at 09:47 am
massively overextended its' bonding capacity....good way of putting it...
after ab26 passed cities ran up rda debt 'before it was too late'....our city gave out 'clean and green' grants....doesn't that sound nice? ....up to $30,000 in energy efficient windows and appliances... .. the city promoted clean and green as a 'grant', but the city took out loans promised with future tax revenue ....and put liens on the homes until the debt is paid... so let's review oh obrien; the city has liens on their homes, eminent domain, and is on the verge of bankruptcy.......that's a high price to pay for a water heater...
Libi Uremovic August 15, 2012 at 10:00 am
take a look at what i've found in the past few months auditing imperial beach: http://libionline.net/index.html
i posted this article all over the state because it's a state issue.. the 'biggie' is that there's been a $2 million/year difference for the past two years between the payroll checks ratified by council and the payroll report ... i didn't go out looking for rda... like most in cali, i had no idea what rda actually was or what the effects were on our cities' economy until i saw it in the audit... rda became lost in politics, but we the people must join together as a community and state and stop letting our cities and state from further ruination...
Switch August 15, 2012 at 04:04 pm
This article flies in the face of the prevailing sentiment that public employee unions are driving the municipalities in to the ground.
Why I wonder?
Libi Uremovic August 15, 2012 at 04:39 pm
because it's not true that public employees unions are driving the municipalities to the ground...
i audited the fire department in imperial beach....their budget for next year is $800,000 over-stated than what they spent in the last fiscal year - 39% of their budget is padded with rda and legal fees.... blaming the line worker is a farce...the line worker doesn't have the power or access to give themselves anything - they only get what their given... there's a story about to break in the san diego tribune ...for the past two years the payroll report is $2 million more than the checks ratified by council......it's not the line worker or union stuffing and extra $2 mil/yr in their pockets...
Chris Nicholson August 15, 2012 at 06:13 pm
I don't "blame" workers, but I also do not feel any obligation to preserve the unreasonably generous comp/pension packages that some currently enjoy. The root cause is the flawed incentives in a system where public employees can collectively bargain with people who do not have a direct economic stake in the outcome of the negotiations and who are outwitted and outgunned by the unions who, let's be honest, kinda did TOO GOOD of a job as advocates. Of course, the nominal counterparties where elected (or appointed by elected) officials, who had a fiduciary duty to not do stupid things with taxpayer money. But, as with the RDAs, we know how that usually turns out.
I haven't done the research, but I question your focus on RDAa versus public sector comp/pensions. In the case of RDAs, apart from extreme cases, the problem can be contained and worked down over time as the economy grows and the tax base firms up. The pension problem, in contrast, is compounded and deepening daily.
Libi Uremovic August 15, 2012 at 06:38 pm
"...The root cause is the flawed incentives in a system where public employees can collectively bargain with people who do not have a direct economic stake in the outcome of the negotiations and who are outwitted and outgunned by the unions ..."
i agree, and it's also the problem with rdas'......and city attorneys....i called the cali bar ass to check extra laws and governance over city attorneys - there are none.... if we executed our elected and appointed officials like they do in some countries our governments would be running like well oiled machines...
Libi Uremovic August 15, 2012 at 06:58 pm
'... but I question your focus on RDAa versus public sector comp/pensions...'
i'm not focused on rdas.....i've been auditing the city of imperial beach for a couple months...this is the 8th article i've written about the audit....there's been various levels of corruption, but i've found rda is a state-wide problem, so i've published it state-wide... in the last fiscal year the city employees insurance costs- union, non, and council - totaled $263,501.54. the union checks for the city and fire dept totals $40,000...These totals come from the Accounts Payable reports, so this is the total that was paid out - part of the money comes out of the employees' pockets... to compare that number...our city attorneys are budgeted at $205,000, but they've run up $600,000 in legal fees in the last fiscal year. $400,000 pays for everyone's health care, union dues, and anything the line could possibly waste money on...if you want to consider health care a 'waste'.... i, like most people didn't really pay any attention to rdas when they were in the news a couple years ago...what i have learned since being published state wide is that this is an issue that ron paul has tried to address... we as a community and state have to realize that the dems and gop are on the same side....their side...the league and rda are non-partisan....they all join hands and walk through the door together......and think up ways to funnel tax payer money...
Chris Nicholson August 15, 2012 at 07:04 pm
When you say "audit[ing]," what exactly do you mean? Are you a CPA engaged by the city to review and opine on their reported financial statements? Because that is the common usage and understanding of that word when used in reference to an examination of an entity. If not, then what the deal here? If so, it's odd for you to be writing accusatory articles about a client....
Not judging. Just curious.
Libi Uremovic August 15, 2012 at 07:27 pm
the city absolutely did not invite me in...i'm an accountant with a masters' in administration.... i'm a private citizen ...i originally looked at the financials because our city was going to close down the boys and girls club and senior centers for want of $330,000...but once i realized the debt of corruption i knew that i had to continue or they would bankrupt the city...
'opine financial statements'...that's a gaap audit....they check 'standards'...and issue 'opinions'...the gaap audits for imperial beach all have warnings like 'material misstatements' listed in their audits.....if the private sectors see that on their report they would call for an internal audit of their employees... ..this is an internal audit ....as i told council: " this city is my company and i am here to audit my books.''
Ophelia OBrien August 15, 2012 at 07:33 pm
"city of imperial beach passed ordinance 2011-1121 in which they state : " Passed unanimously by our Council to circumvent AB26"
I think you should note that IB's RDA Ordinance 2011-1121 was passed in 7/20 2011. This was right after Brown announced he was dissolving all RDAs in the State. There was a companion Bill, AB27, under which RDAs that wished to stay in business were required to make a voluntary payment to the State of $X, an amount derived from a formula based upon the Agency's revenues. In 2012, the Courts upheld AB1x 26 and struck down AB27, effectively dissolving all redevelopment agencies in California.This ordinance you are concerned about is out of date and was simply reactionary to the first hint that redevelopment in California was being dissolved. There is NO WAY to circumvent AB1x 26. If a Successor Agency withholds forwarding its required tax increment payment to the State, the State is going to withhold said City's sales tax revenues. (or maybe VLF revenues, I forget which) I do not know many City's who are willing to play chicken with the Department of Finance. The DOF holds the purse strings.
CJ August 15, 2012 at 07:37 pm
I am involved with government agencies in the entitlement process and many are/were RDA's.
There was recent audit in Oakland (let's go to the known sources of bad government first right?). They discovered that most of the Fed/State RDA money had been squandered on staff and police/fire expenses and salary. Almost none of it actually made it to the businesses and projects it was intended. Since the RDA funds have ceased distribution for the most part, cities are now firing staff and cutting services since they had been basically misappropriating the money for years!! Us in the development business hav known this for years.If you try and get entitlements in cities in California now , you may have a more laborious and difficult, expensive process because their is NO STAFF on the payroll now. They are all outsourcing to private planning/engineering firms. Not a bad way to go from a capitalistic and efficient use of money. But the process is now sort of broken. Government is absolutely broken and needs starvation to weed out the vermin and reduce the overhead.
Ophelia OBrien August 15, 2012 at 07:42 pm
I am not sure how, "after AB1x 26 passed cities ran up debt before it was too late." I mean it may be possible but I would be surprised if an RDA was able to issue new bond debt after July 2011. Even with the companion measure of AB 27, the lawsuits started to fly and the uncertainty of the market would cause investors to either not invest or make the cost of the bonds prohibitively expensive.
If you have a list of RDAs that issued new bonds after July 2011, that would be interesting to see. As to you "clean and green grants" and their accompanying liens on the homes of recipients, the lien is just good business sense. No one twisted the arms of grant recipients to take the money. A lien on the property is a way of ensuring that the City or Agency, whomever granted the money, gets its money back in the event of a default. If the City/Agency did not make attempts to recoup their money, you would be railing about how the City/Agency "just gave taxpayers' money away."
Ophelia OBrien August 15, 2012 at 07:44 pm
I think you are mistaking symptoms for problems. Poor leadership it the problem. Mismanagement of economic tools is the problem. The economic tool, in this the RDA, is not the problem.
Ophelia OBrien August 15, 2012 at 07:53 pm
Agreed. Oakland and its RDA is a prime example of fiscal mismanagement AND the misuse of RDA funds. When the RDA was dissolved most of the staff had to be released as the Department of Finance is only allowing a limited amount of remaining RDA funds to be used for administrative costs while the Agency works through the wind down process. How Oakland got away with use RDA money for paying police salaries is a fine line argument...which was, the RDA funds are paying for X number of officers to police in RDA zones.
I simply hate that a good economic tool, a tool that gave poor communities the ability to attract development, a tool that funded affordable housing, a tool that was not perfect but definitely, if used wisely and judiciously helped build local economies, is being vilified. Was it perfect no, did it provide opportunity, yes...just look at Oakland's downtown area. That rejuvenation was made possible by redevelopment. It is unfortunate that a good tool was misused by the elected and appointed officials.
Ophelia OBrien August 15, 2012 at 08:02 pm
Actually, if you visit the IB website, it would appear that they have formed a successor agency to the RDA and are NOT trying to circumvent AB1x26.
From the IB website. "On January 5, 2012, the City Council adopted Resolution No. 2012-7136 electing for the City to serve as the successor agency to the Agency upon the dissolution of the Agency under AB 26 (“Successor Agency”). Under AB 26 the Successor Agency is obligated to perform certain powers and duties, including but not limited to, making payments and performing obligations required by enforceable obligations and expeditiously winding down the affairs of the former Redevelopment Agency.
Libi Uremovic August 15, 2012 at 08:14 pm
read the league of cali cities website.....they have their own agenda obrien ...
and they are non-partisan...both sides join hands because they are on the same side, but it's not our side obrien....it's their side... what i've found out since posting this state wide is that ron paul has tried to address this issue..... the private sector will prosper if the cities would lower regulations and restrictions..
Andrew L. August 15, 2012 at 08:27 pm
When someone starts calling for "execution" as a way of solving problems, we've left rational debate behind.
Not sure how city attorneys are getting the blame here.
Ophelia OBrien August 15, 2012 at 08:58 pm
Delete
Oh OBrien 4:56 pm on Wednesday, August 15, 2012 Because this is not an article that was researched and fact checked, it is a blog posting posted by someone with little to know knowledge of redevelopment agencies or municipal finance. Public employee compensation is only one component of the problem...and in many cases not the biggest component.
Ophelia OBrien August 16, 2012 at 09:40 pm
Yes, the League has its own agenda, that is why it is called the League of California Cities, not the League of California Counties or the the State League of California...it is the League of California Cities. The League is essentially a lobbying body formed to try and protect local revenues (read City/RDA revenues) from State take aways, to protect Cities from harmful legislation passed at the State level, such as unfunded mandates. The League is supported by membership dues paid by the Cities that join the League. If the League was consistently operating in a manner that angered Cities (read City Councils), Cities would not join, the League would not receive membership revenues and the League would cease to exist. Thus, one can conclude that the League is taking direction from and giving guidance to its Member City Councils...which means, that a majority of elected officials are in agreement with the League's lobbying. Ergo, the problem is poor leadership.
"Our side" as you label it is highly subjective. I am not comfortable being on the side of the misinformed.
Ophelia OBrien August 16, 2012 at 09:56 pm
You are not a CPA (at least you are not licensed through the State Board of Accountancy) and you do not appear to have any experience working in public sector finance nor working for a firm that audits public sector financials. I am not disputing what is appearing in the notes of IB's CAFR because I am not in the mood to read it.
If there is financial mismanagement in your City/Agency, that is an internal accounting problem, not an RDA funding problem. The following is not meant as critical: To improve your education and understanding, I would recommended that you purchase "Guide to Local Government Finance in California" by Michael Coleman et al. (Essentially public finance 101, yes, published by the League but highly comprehensive), read the full text of AB1484 and AB 1x26 and perhaps study the California Health and Safety Code (I think RDA info is in the 30000 area of the code) also, the GFOA has a handy little book called "Financial Policies." This way you will have a better grasp on the subject matter, which as a "masters' in administration" I am sure you can appreciate. You obviously feel very strongly about public finance and having a more technical grasp of the topic will only help you strengthen your argument.
John Haupt August 17, 2012 at 09:57 pm
Ask Shakespeare!

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